You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if VCB Money, Inc. dba TIN NGHIA and/or TNMONEX, a licensed California State money transmitter, does not forward the money received from you within 10 days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of the receipt of the funds from you unless otherwise instructed by you. If your instructions as to when the money shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money. If you want a refund, you must mail or deliver your written request to VCB Money, Inc or TIN NGHIA or TNMONEX at 12112 Brookhurst St, Ste 11, Garden Grove CA 92840. If you do not receive your refund, you may be entitled to your money back plus a penalty of up to $1,000 and attorney’s fees pursuant to Section 2102 of the California Financial Code.

You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if VCB Money, Inc. dba TIN NGHIA and/or TNMONEX, a licensed Hawaii State money transmitter, does not forward the money received from you within 10 business days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 business days of the date of the receipt of the funds from you unless otherwise instructed by you. If your instructions as to when the money shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money. If you want a refund, you must mail or deliver your written request to VCB Money, Inc or TIN NGHIA or TNMONEX at 12112 Brookhurst St, Ste 11, Garden Grove CA 92840.

You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if VCB Money, Inc. dba TIN NGHIA and/or TNMONEX, a licensed Illinois State money transmitter, does not forward the money received from you within 03 business days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 03 business days of the date of the receipt of the funds from you unless otherwise instructed by you. If your instructions as to when the money shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money. If you want a refund, you must mail or deliver your written request to VCB Money, Inc or TIN NGHIA or TNMONEX at 12112 Brookhurst St, Ste 11, Garden Grove CA 92840.

You, the customer, are entitled to a refund of the money to be transmitted as the result of this agreement if VCB Money, Inc. dba TIN NGHIA and/or TNMONEX, a licensed Washington State money transmitter, does not forward the money received from you within 10 days of the date of its receipt, or does not give instructions committing an equivalent amount of money to the person designated by you within 10 days of the date of the receipt of the funds from you unless otherwise instructed by you. If your instructions as to when the money shall be forwarded or transmitted are not complied with and the money has not yet been forwarded or transmitted, you have a right to a refund of your money. If you want a refund, you must mail or deliver your written request to VCB Money, Inc or TIN NGHIA or TNMONEX at 12112 Brookhurst St, Ste 11, Garden Grove CA 92840.